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Help! I’m a Miser! (Well, Sort of)

Most people struggle with spending too much money, which is quite normal. I, on the other hand, struggle with spending too little. Weird right? Click the title to find out more about my weird habits…

Happy new week, guys! How has your September been thus far? Mine has been all over the place, but we move!

I had other plans for today’s blog post, but I realised something about myself that I’d like to fix, so maybe you guys could help me?

I’ve always been good at saving money. Even as a child, I used to save towards things I wanted to buy (that’s if my mother didn’t “borrow” my money and not return it) As a teenager, I would save my snack money and any handouts I got, for the sake of having a little bit of financial freedom.

Mo’ money, mo’ problems?

Now, this wasn’t a bad trait to develop, especially as a child. What was bad, was the fact that I had issues with spending my money. I wasn’t a spendthrift. I was more of a miser.

Actually, the word miser seems a tad bit harsh, but I’ll still use it because I’m calling myself out TODAY!

My saving skills have followed me to adulthood, and so have my miser ‘skills’.

Don’t get me wrong. I have absolutely no problem spending money on others. If I want to buy you a gift, I most definitely would in a heartbeat (I would have a budget, of course!). However, when I want to buy MYSELF something, it’s a whole problem. Necessities are all well and good, but wants? That’s a no-no!

I’ve always known about this problem and in all honesty, I don’t know where it stemmed from. It’s quite obvious that it stemmed from childhood, but I don’t know what event caused my ‘miser’ behaviour to come about. I’m genuinely confused about that.

A blessing & a curse…

Being good at saving is a blessing for me, but being stingy with spending is a curse I absolutely, positively hate.

The worst part is that I’m not even living from hand to mouth. I just worry about how to to get the money I spent back. It’s a horrible habit, I tell you!

What sparked this already existing irritation in me happened yesterday. I wasn’t having the best of days. My entire weekend wasn’t the loveliest, to be frank with you. So, in an attempt to lift my mood, I thought of ordering some takeout. Now, this isn’t bad, right?

The breaking point…

The thing is that the moment this thought crossed my mind, I began to spazz out because I didn’t want to spend any money. The idea of exchanging my money for some comfort food completely threw me off, which made me go like “what the heck is wrong with you??”

I was so irritated by myself that I went and got that takeout. That moment in particular was when I decided that I have a serious problem that needs some quick fixing…

Now that I have willingly exposed this horrid trait of mine to you guys, I’m asking for your help.

Do you have any tips that could help me, and potentially someone out there when it comes to such a situation?

Are you a ‘miser’ of sorts and what are your coping mechanisms?

Do you have issues with money, be it being bad at saving, being a spendthrift or a miser like me?

Let me know in the comments so we can help each other out!

Thanks for reading!

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12 replies on “Help! I’m a Miser! (Well, Sort of)”

I’ll be here waiting to hear on how people solved that issue 😤because I too have a very big problem with spending money on myself. I don’t have a constant income, so that’s why I avoid spending because I don’t know when is the next time I’ll come across money😳
Spending on people is abit tricky because I will only spend on those who would do the same for me💀
It’s give and take (May sound weird) but I just feel like I can’t spend money on someone that wouldn’t do the same for me

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What I do for myself, is if I HAVE to spend money on myself it has to be for a good cause. Like you said comfort food. I’ll tell myself, I’ve really been out of it or overworking myself I deserve a treat. My quote is “money is to be spent, it has no use sitting in my wallet” 🤣

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It’s only when I read this post that I realised that I’m a miser of sorts, just like you 🤦🏾‍♀️🤦🏾‍♀️ I really do hate spending money, and to be honest, I don’t know how to stop this horrible habit. Even at my big age😂😂 You’ve given me incentive to find ways to stop this madness and spend guilt free, but wisely

Liked by 2 people

I felt the “Even at my big age”😂😂 Issa whole problem, sis!🤦🏾‍♀️🤦🏾‍♀️ I’m glad this post has given you the push that you needed to have a healthier relationship with money. Let me know of any new ‘remedies’ you find, and yes!! Spend guilt free but wisely!🙌🏾🙌🏾🙌🏾

Liked by 1 person

Money leaves my hands as fast as it comes😹😹…. I literally spend on myself or on any random person that comes my way. It’s a bad habit cos mostly people I’d spend on easily wouldn’t do same, but I still don’t see myself watching them collapse when in need yknow…. I need to learn how to save (Help me oh great miser😭) …
Well…tips on leaving a miserhood behind …. You can list your needs and wants… And when money comes into your hands, check them out as you get them… Start with your needs first… Then your wants… When you are looking at a list you’re more likely to actually get the stuff rather than seeing it in passing (I guess😂) . You can start from there and eventually you’ll become a natural eventually…. If I get any other ideas I’ll let you know😉😹

Liked by 1 person

Stellar advice!!! Thank you so much! I’ll definitely try this method out and see. As for learning how to save, I suggest making a budget, be it a monthly or weekly one, that covers ALL your costs, from a pack of gum to transport costs. With this, you’ll be able to prioritise what’s really needed and what isn’t, and figure out what percentage of your income you can save. You can also keep a cost diary for a while, which details each and every expense. You’ll be able to add everything up and truly see where your money goes, and decide if everything is truly worth purchasing. I hope this helps🤗🤗🤗

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